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SmartLifeSaver.com is a top savings referral service which enables consumers to quickly and easily request multiple competitive insurance quotes from optimally selected local insurance agents and companies using our proprietary consumer alignment technology. Our site does not provide quotes directly to consumers. While SmartLifeSaver.com is a licensed insurance broker, we do not provide insurance and we do not represent any specific insurance provider. The lowest advertised rates are not necessarily available from all advertisers on our site. SmartLifeSaver.com matches users to advertisers and insurance agents only after we've received certain information from you, and your rates may vary based on your coverage limits, deductibles, driving history, education, occupation, type of vehicle, and location, among other factors.